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B.C. budget 2018: 11 things you need to know

Click to play video: 'B.C. budget analysis: Notable announcements in 2018 budget speech'
B.C. budget analysis: Notable announcements in 2018 budget speech
WATCH: Richard Zussman and Keith Baldrey have the highlights from the BC NDP's budget speech delivered on Tuesday by Finance Minister Carole James – Feb 20, 2018

The books have been balanced. The debt has gone up. New programs are in place. So what does B.C. budget 2018 mean to you? These are 11 things that can be taken away from the first full B.C. NDP budget since 2001.

Speculation Tax

Starting this year, the provincial government will apply a 0.5 per cent speculation tax on homes owned by people who don’t pay taxes in British Columbia. The tax goes up to two per cent in 2019 and will stay at that rate going forward. It is expected to bring in $87 million this year.

Foreign Buyers Tax going up

Starting Wednesday, the foreign home buyers tax is going up from 15 per cent to 20 per cent. Not only will the tax be applied to homes in Metro Vancouver, but will now apply in the Capital Regional District, the Fraser Valley, the Central Okanagan and the Nanaimo Regional District.

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WATCH: B.C. finance minister addresses affordable housing in budget speech

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B.C. finance minister addresses affordable housing in budget speech

Property Transfer Tax up

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The property transfer tax continues to be a cash cow for the province. The province is expected to collect $2.23 billion this year from the tax after bringing in $1.6 billion last year. The province is also increasing the tax on properties over $3 million from three per cent to five per cent.

Closing housing loopholes

The NDP was highly critical in opposition of the loopholes that were being exploited in the overheated housing market. Now in government, the NDP will try to close some of the loopholes by creating a database on pre-sale condo assignments, stopping numbered companies from owning homes and deal with mega-homes built on Agriculture Land Reserve Land.

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Eliminating MSP by 2020

The province will start collecting an Employer Health Tax in 2019 to work towards getting rid of the Medical Service Plan premiums by 2020. Most businesses will be required to pay the new tax, with bigger companies paying more than smaller companies.

Affordable Child Care benefit

The province is providing support to parents who have their children in licensed child care facilities. A new credit will see up to $350 per month go directly into licensed child care that will see the savings passed onto parents.

WATCH: Budget speech commits to ‘made in B.C.’ childcare plan

Click to play video: 'Budget speech commits to ‘made in B.C.’ childcare plan'
Budget speech commits to ‘made in B.C.’ childcare plan

Fair PharmaCare program

Health Minister Adrian Dix had previously announced B.C.’s Fair PharmaCare program to eliminate deductibles for families with annual incomes below $30,000. The funding for that program was unveiled in Tuesday’s budget.

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Shelter aid for elderly renters

Low-income seniors are going to benefit from an increase to the Shelter Aid for Elderly Renters program and Rental Assistance Program. The province is pledging $116 million over three years to the benefit, while raising the ceiling to include those who have annual households incomes of $40,000, up from $35,000.

Fire recovery funding

After an historic fire season that cost the province $648 million to fight, the government is pitching in another $72 million for a fire recovery fund.

Indigenous Skills Training Program

The province is spending $201 million over three years for an Indigenous Skills Training Program and Aboriginal Friendship Centres. There will also be $50 million in 2017/18 to revitalize Indigenous languages.”

WATCH: B.C. government announces investment in Indigenous languages

Click to play video: 'B.C. government announces investment in Indigenous languages'
B.C. government announces investment in Indigenous languages

Luxury tax on cars

If you are in the market for a high-end car in B.C, get ready to pay a little more. The province is doubling the tax on the purchase of cars worth more than $150,000 to 20 per cent. The measure will bring in an estimated $10 million.

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