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Old money, new again! Cashing stale-dated cheques

CALGARY – It’s the next best thing to a winning lottery ticket: finding money you forgot about.

Jennifer Ryan worked at the Calgary Stampede 20 years ago and last week discovered an old pay cheque. The cheque for $288.25 is dated October 28, 1994.

Jennifer Ryan worked at the Calgary Stampede 20 years ago and last week discovered an old pay cheque.

She thought it was too late to cash it, but that may not be the case.

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The Canadian Payments Association says cheques are stale-dated after six months unless certified.

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A stale-dated cheque is not necessarily invalid.

Financial institutions may still honour them but don’t have to.

“I used to work in the banking industry so I knew that after six months it would become stale dated. I thought too much time has passed, but i’ll hang onto it, just in case,” says Ryan.

The Stampede is now investigating whether or not they will still honour the cheque or issue her a new one.

There are thousands of people who are still owed money they don’t even know about, like utility refunds and stock dividends.

Search the Alberta Unclaimed Property Registry to find out if you’re one of them!

 

 

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