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Hip surgery coverage dispute lands in New Brunswick court

Click to play video: 'New Brunswick woman battles insurance company in court over private hip surgery'
New Brunswick woman battles insurance company in court over private hip surgery
A court case in Moncton is pitting a woman injured in a car crash against an insurance company over the cost of surgery in a private clinic. The woman says she faces a four year wait for surgery in the public system but the insurance company says private care is too expensive for something that is covered by Medicare. Callum Smith has more – Apr 3, 2019

A Court of Queen’s Bench justice reserved his decision Wednesday in a case about a pending hip surgery, the wait time, and who will pay for it.

Court was told the applicant, Hilary Eccleston, was faced with a four-year wait for arthroscopic hip surgery in the public system.

An application was filed in court, stating her insurance company should cover the cost of over $28,000 to have the procedure done at a private clinic in the Halifax area.

Eccleston was injured in a car crash in May 2015, court heard, and an MRI in June 2016 showed she suffered a laberal tear.

She was placed on the public wait list in December 2017.

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Emma Neynens, the lawyer representing Eccleston, says her client was told the operation could be done at the private clinic in two to three months.

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Court was told there were two other public options in the Halifax area, citing waits there at 302 or 751 days, but Neynens said her client may not be eligible for those. She was referred to Halifax by surgeons in New Brunswick.

Wawanesa Insurance, the respondent, asked that court dismiss the request.

Christa Bourque, the lawyer representing the company, questioned the cost of the procedure for something that would otherwise be covered by medicare, the necessity of the surgery given that it’s four years after the crash, and also questions if the injury was in fact caused by the crash.

Neynens said the injury can worsen with time, increasing the chances of a hip replacement.

Another question raised was the method of hearing.

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Bourque asked if an action hearing (a trial) would be more appropriate than the application hearing, allowing for those involved in the case, mainly doctors, to be cross-examined.

The justice reserved his decision and said it would be handed down “in due time.”

Neither lawyer took questions from the media about the case.

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A statement from David Hultin, a senior communications specialist for Wawanesa Insurance, said not commenting on claims is a typical procedure.

“We take our obligation to protect the interests and privacy of our policyholders seriously,” the statement says. “For this reason, we do not publicly comment on the specifics of any claim, nor do we discuss matters currently under dispute.”

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