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Bank of Canada boss warns more surprises could be ahead for interest rates

Stephen Poloz, Governor of the Bank of Canada holds a news conference concerning the rise of the bank's interest rates, in Ottawa, Tuesday July 12, 2017. The Canadian Press/Fred Chartrand

OTTAWA – The head of the Bank of Canada says that after two interest rate hikes this summer there is “no predetermined path” for the benchmark going forward.

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In a speech Wednesday, governor Stephen Poloz said many unknowns and external risks remain, even though the economy had a surprisingly powerful start to the year.

Due to these uncertainties, Poloz warned there could be more surprises ahead – in “either direction.”

READ MORE: Bank of Canada raises interest rate to 1% – and that’s not the end of it, economists say

“There is no predetermined path for interest rates from here,” Poloz said in prepared remarks of the speech he was to deliver in St. John’s.

“Although we are confident that the economy has made significant progress, we cannot be certain of exactly how far there is left to go.”

His speech comes after the sizzling national economy motivated the bank to raise the rate once in July and again earlier this month.

WATCH: How will homeowners be affected by a higher interest rate?

Poloz pointed out that the bank’s decisions have become “particularly” data-dependent due to uncertainties such as protectionist sentiments in some parts of the world and geopolitical developments.

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He also said there are “unusual” unknowns following a protracted period of slow economic growth and extremely low interest rates.

The speech’s focus on the importance of data could be seen as a way to respond to some criticism the bank attracted around its communications approach ahead of the September hike, which caught many forecasters off guard.

Mortgage calculator: See how rising interest rates affect your payments

Some analysts took issue with the fact the bank did not provide any public remarks for them to scrutinize for hints during the eight-week period between the July and September rate decisions.

On Wednesday, as he made his first public comments since July, Poloz said the bank’s decision to raise the rate a second time followed a string of unexpectedly strong economic numbers.

He noted, however, that the bank doesn’t expect the economy to maintain the torrid pace in the second half of the year.

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The bank’s next scheduled rate announcement is scheduled for Oct. 25.

Before the speech, most analysts had been expecting the central bank to raise the benchmark rate a few more times over the coming year.

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