SASKATOON – Identity fraud thieves will steal information from anyone, no matter what financial situation they’re in.
Fraud investigators are raising public awareness this month on current trends that will help minimize the risk and expose today’s identity thieves.
Acquiring someone’s personal information allows thieves to take over financial accounts, transfer money, apply for loans, credit cards and purchase goods and services in the victim’s name.
Thieves are looking for such information as a name, address, date of birth, social insurance number (SIN), mom’s maiden name, passwords and drivers’ license numbers.
Investigators are noticing identity frauds more frequently use the internet and cellphones.
Criminals are now using cellphone text messages to “bait” victims into clicking on website links that can inadvertently upload computer viruses.
Uploading these viruses or ‘Trojan horses’ allows suspects to gain access to personal data on cellphones and computers. Viruses are designed to acquire personal information without the user even noticing they’ve been hacked.
To fend off these attacks, ensure computer anti-virus software and firewall programs are up-to-date, turned on and working properly. Destroy computer hard drives before discarding as information is left behind even after it is deleted.
Never use public internet to access personal or financial information.
If the site appears suspicious contact the company directly by phone or enter the website address manually.
It’s important not forget about the less sophisticated, yet effective, ways identity fraud methods like:
- stealing wallets
- picking through garbage
- peaking over shoulders to observe pin number entries
- stealing mail
- sending fraudulent requests by mail or email
Leave passports, birth certificates and SIN cards in a safe place. SINs are confidential and only required by law for tax reporting purposes.
Cancel credit cards that are lost or not in use and always sign them when they are received.
Review on-line banking or paper statements regularly and inquire about any questionable charges. Shred paper mail, statements, credit card offers, bills and receipts before recycling.
If personal information has been compromised contact the local police and involved financial institutions. Finally, contact the Better Business Bureau at 1-888-352-7601 to request a fraud alert be placed on any account.
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