Mortgages

• Co-signing your kids’ mortgage? Here’s why that’s a risky idea

  Co‑signing is more common among first‑time buyers who are younger and who have lower credit scores and lower incomes, the Bank of Canada said.

  Money

  Apr 16
  
• Bank of mom and dad? More parents are co-signing adult kids’ mortgages

  Co‑signing is more common among first‑time buyers who are younger and who have lower credit scores and lower incomes, a Bank of Canada report added.

  Money

  Apr 14
  
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• Almost 900K American households are late on mortgage payments, report says

  Around 878,000 American households were either late on their home loan payments for more than 90 days or were in foreclosure at the end of January, a new report has warned.

  Economy

  Mar 27
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• Mortgage affordability worsens in most major Canadian cities, report says

  In 11 out of Canada's 13 major cities, it became harder to be able to afford a mortgage in February, a new report by Ratehub.ca has found.

  Money

  Mar 26
• Is the pain of the K-shape economy bleeding into the middle class?

  Canada's middle class appears to be struggling, with new data showing more are taking on debt as financial pain bleeds out into broader sections of the economy.

  Consumer

  Mar 19
• Why the Iran war is making mortgage renewal feel like a ‘roller-coaster’

  Homeowners looking to renew their mortgage this year should be concerned about three and five-year government bond yields, one mortgage expert said.

  Consumer

  Mar 10
• Canadian banks are preparing themselves for more bad loans this year

  Canada's biggest banks have been setting aside hundreds of millions of dollars in case customers can't pay off their loans, including mortgages.

  Economy

  Feb 26
• Trump wants to bring in 50-year mortgages. Could it help — or hurt?

  U.S. President Donald Trump has proposed introducing a 50-year mortgage to spur activity in the housing market. But experts say Canadians are unlikely to follow suit.

  Canada

  Nov 11, 2025
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• Renewing your mortgage? What the Bank of Canada’s rate cut means for you

  According to the Bank of Canada’s research, 60 per cent of all Canadian mortgages will be up for renewal in 2025 and 2026. What does the most recent rate cut mean for you?

  Canada

  Sep 20, 2025
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• Renewing your mortgage? What Bank of Canada’s rate hold means for you

  Experts say that while Wednesday’s announcement of a rate hold does not make things easier for anyone renewing their mortgage, it does not make things any worse either.

  Canada

  Jul 30, 2025