The New Horizon Mall just north of Calgary says it will finally exceed 50 per cent retail tenant occupation nearly two years after opening thanks to the addition of a family entertainment centre called Sky Castle.

Agency says the allure of lower monthly payments as stretched out loan terms, doubling the long-term auto finance market in the last eight years.

The shiny chrome and new car smell can be tempting lures for anyone who needs to replace their car. If you're heart is set on it, should you borrow or lease?