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Ontario to ban certain door-to-door sales, license home inspectors

Ontario is introducing legislation today that would regulate home inspectors, ban certain door-to-door sales and strengthen payday loan rules. Michael Bodmann / Getty Images

TORONTO – Ontario is introducing legislation today that would regulate home inspectors, ban certain door-to-door sales and strengthen payday loan rules.

The changes would all fall under the Putting Consumers First Act, which the government says is aimed at protecting people in transactions with common household and financial services.

READ MORE: Liberal bill would see ban on doorstep sales of furnaces, air conditioners in Ontario

The bill would ban unsolicited door-to-door sales of water heaters, furnaces, air conditioners and water filters, to protect against what the government calls “aggressive” and “high-pressure” sales tactics.

Home inspectors would have to be licensed if the bill passes, and it would create an administrative body to oversee them, with complaint and enforcement processes, including discipline and appeal committees.

READ MORE: Ontario wants to deny new licences for Cash Store

The bill would also give the registrar of payday loans the ability to restrict high-frequency borrowing, create standards that lenders must consider when determining a borrower’s ability to repay and give repeat borrowers an extended payment plan option.

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Debt collection rules would also be changed under the bill, making firms that purchase debt for the purpose of collecting it subject to the same rules as collection agencies.